Terms of Service · version 0.1 · effective 2026-09-03

# Terms of Service (DRAFT v0.1 — placeholder, requires attorney review)

This is a development placeholder. The final Terms of Service will be written with qualified legal counsel before launch. Key intended points:

- PickCompanion is an impersonal financial research publication. It does not provide personalized investment advice and is not an investment adviser.
- Subscriptions renew monthly until canceled. You may cancel at any time; access continues to the end of the paid period. No refunds after the free trial.
- You must be 18 or older.
- Content may be inaccurate, incomplete, or delayed. Use at your own risk.

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